Launching Q2 2026 · Pilot program open

Proof of income & affordability,
without the back-and-forth.

checkRR replaces 7–14 day document chases with a 5-minute applicant flow. Join our pilot program.

Trusted by Brokers, Lenders & Intermediaries
app.checkrr.co.uk / cases / CASE-2026-00010
checkRR dashboard — case detail with affordability score
Companion app — parsed payslips
How it works

Three steps from application to verified case.

Send the link, applicants do the rest. Your underwriters review a complete file — not chase one.

01

Send a secure link

Initiate a case from your CRM or the checkRR dashboard. We email & SMS your applicant a one-time link.

Email SMS sent now
checkRR
Hi Olivia — verify your income for your Aldermore application. checkrr.app/v/x9k2 · expires in 7 days.
02

Applicants share documents

Mobile-first flow walks them through payslip and bank statement uploads — with on-device legibility checks.

Payslips · 3 Parsing 15 sec
PDF
Payslips_Feb-Apr_2026.pdf
3 pages · 1.4 MB · 3 payslips detected
03

Receive a verified case

Parsed figures, verification signals and an audit-ready PDF land in your dashboard — usually within minutes.

Verified 97% confidence 2 min
Verified income£4,200 / mo
Same employer3 / 3
Risk signalsNone
Two surfaces, one system

An admin workspace your team trusts. A companion app applicants actually finish.

Admin workspace

Every signal you need to make a decision — on one page.

Cases, documents, parsed figures and an activity log. No tabs to flick between, no PDFs to download just to read a number.

  • Verification verdict at a glance — verified income, period, signals.
  • Documents tabulated by month, employer, gross and confidence.
  • Export an audit-ready PDF report in one click.
  • SSO with Google and Microsoft, role-based permissions.
app.checkrr.co.uk / cases / CASE-2026-00010
checkRR dashboard — full case detail with documents and activity log
Companion app — SMS code Companion app — upload progress
Companion app

Mobile-first. Premium feel. Customers actually finish it.

White-labelled to your brand, designed to feel like a fintech product — not a form. Resume from where they left off, with progress saved automatically.

  • SMS magic-link entry — no apps to install or accounts to create.
  • Coaching for blurry, password-protected and wrong-month uploads.
  • Real-time review summary before submission — no guessing what's been sent.
  • Works in any modern browser — desktop, iOS, Android.
app.checkrr.co.uk / admin / criteria
checkRR admin — Lending criteria configuration with DTI threshold slider showing PASS / BORDERLINE / FAIL zones
Built for your rules

Your policy. Your brand. Your platform.

No more "we can't support that rule" conversations with vendors. checkRR adapts to your underwriting policy with feature flags, custom thresholds, and per-tenant configuration — without touching code.

  • Feature flags for every rule — turn regional scoring on for one client, off for another. No code changes.
  • Custom thresholds by loan type — residential at 35% DTI, BTL at 125% rental coverage. You decide.
  • Per-tenant white-label — 50 clients, 50 different brands. Automatic colour extraction from logo.
  • Policy changes in minutes — update a DTI threshold, it applies to all new cases immediately. No deployment.
Features

Built for the realities of UK underwriting.

Not a generic doc-collection tool — a verification system designed around the actual checks your team already runs.

Unique to checkRR

Fair affordability across the UK

ONS spending benchmarks for 7 regions. London rents vs Welsh council tax — built in. No postcode discrimination, just fair assessment.

Smart DTI for every loan type

Residential, Buy-to-Let, bridging, remortgage — each assessed appropriately. Not one-size-fits-all. Match risk to loan reality.

Enhanced scoring, not just pass/fail

1–6 affordability score with ONS benchmarks. See exactly how strong or borderline each case is. Better decisions, clear rationale.

Process efficiency

Stop chasing customers

Send one link. Customers upload everything in 5 minutes. No follow-up emails, no lost documents, no admin burden.

Complete cases 10× faster

7–14 day document chase becomes 15 minutes. Get to decision faster, close more loans per month. Volume without overhead.

Catch bad docs before underwriting

OCR flags blurry payslips, missing pages, wrong formats — before they reach your desk. Save hours of back-and-forth. First-time quality.

Enterprise features

Your brand, not ours

Customers see your logo and colours throughout. White-label portal included. They never know checkRR exists behind the scenes.

Self-employed made simple

SA302s, accounts, CIS statements — same flow as PAYE. No separate process, no manual calculations. One system, all applicants.

Audit-ready from day one

Every action logged. One-click PDF exports. FCA compliance review? You're ready. Seven years of retention, zero stress.

Benefits

Designed to deliver these outcomes.

Built to reduce underwriting time, increase completion rates, and eliminate back-and-forth.

10×faster
Target 5 min vs 7–14 day manual process
Automated OCR and instant verification eliminate waiting.
80%+
Target completion rate
Mobile-first design, real-time feedback & OCR validation reduce abandonment.
70%
Target reduction in back-and-forth
Customers upload once; the system validates automatically.
FCAready
Audit-ready from day one
Activity logs, verification signals & exportable PDF reports.
Security & compliance

Built to the standard your risk & compliance team will recognise.

checkRR is independently audited and designed to slot into FCA-regulated environments. Your data is encrypted, segregated, and retention is configurable per-customer.

  • SOC 2 Type II audited annually
  • ISO/IEC 27001 certified information security
  • UK GDPR & Data Protection Act 2018 compliant
  • UK data residency, AES-256 at rest, TLS 1.3 in transit
  • Single-tenant deployment available for enterprise
SOC 2 Type II
Annually audited
ISO 27001
Information security
UK GDPR
DPA 2018 compliant
UK data residency
London region
Pricing

Simple per-case pricing. No platform fees.

Pay for verified cases — not seats, not parsed pages, not API calls. Pilot is free for 90 days; production pricing tailored to your volume.

Pilot
For teams running their first 90 days on checkRR.
£0setup
  • Up to 50 cases
  • Admin workspace + companion app
  • Standard branding
  • PDF case exports
  • Email support
Start a pilot
Enterprise
For regulated lenders with bespoke requirements.
Custom
  • Single-tenant deployment
  • Dedicated success engineer
  • Custom retention & SLAs
  • Bespoke verification rules
  • SOC 2 / ISO evidence pack
Contact sales

See checkRR with your own case data.

30-minute demo with one of our underwriting specialists. We'll walk through a live case end-to-end and answer your team's questions.

Book a demo